If you desire to have financial success in your life you have to ACCOUNT FOR THE LITLE THINGS.   Expenses like car repairs, rec league sign ups, and clothings needs don’t occur every month like other things on your budget.  It’s important to plan ahead and see the needs before they get to you.  The best way to address this issue is a savings account that you can store this “irregular expense” money in.  Things will break and need repair.  Children do grow.  Oftentimes we get into financial straits because we haven’t accounted for “the little things.”  Having an emergency fund with a minimum of $500.00 can help be prepared for the unexpecteds of your financial life.  As you appraoch a new year it’s a great time to map out your plan to ward of those “financial foxes.”  Have a great new year!


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